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Individual Complaints: The CMA cannot step in or resolve individual consumer disputes (such as getting a personal refund or fixing a single faulty item). For individual problems, you should contact Citizens Advice or local Trading Standards. [1, 2, 3]

1. Subject Access Request to Vinted

Vinted must respond within 30 days. Costs nothing. The reply, or refusal to reply, becomes the evidence for every other action.

When to use: First thing you send, whatever the issue. Ban, stuck money, disputed refund, or you just want to see what Vinted holds on you.
To: privacysupport.vintedventures@vinted.com
Cc: legal@vinted.com, legal@vinted.co.uk, vinted@vinted.com, vinted@vinted.co.uk
Subject: Formal Subject Access Request under UK GDPR Article 15 – response required within one calendar month

To the Data Protection Officer / Legal Compliance Team,

Please accept this as a formal Subject Access Request (SAR) pursuant to Article 15 of the UK GDPR and the Data Protection Act 2018.

My account has recently been [blocked / restricted / suspended]. Please note that my data protection rights remain fully intact regardless of my account status, and this request must be handled independently of any standard customer support appeals process.

MY VINTED ACCOUNT DETAILS
- Username: [YOUR USERNAME]
- Email associated with the account: [YOUR EMAIL]
- Approximate account creation date: [DATE]
- Registered phone number (if provided): [PHONE]

INFORMATION REQUESTED
1. A complete copy of all personal data Vinted holds on me, including listings, messages, sales history, buyer/seller reviews, uploaded photos, IP and device logs, payment metadata, and any internal notes or flags.
2. Under Article 22 UK GDPR, the meaningful information about the logic involved in any automated decision-making, including the specific criteria and thresholds, whether a human being reviewed the decision before it was communicated, and the categories of report or third-party data relied on.
3. Under Article 15(1)(c), the recipients or categories of recipient to whom my personal data have been disclosed.
4. Under Article 15(1)(d), the retention period for each category of data.

Please respond within 30 calendar days in a commonly used electronic format (PDF or CSV).

Yours faithfully,
[YOUR FULL NAME]
[TODAY’S DATE]

2. Report Fraud report

Report to the UK's national fraud reporting service. Takes 10 minutes online, gives you a Crime Reference Number. Reference that number in every subsequent complaint.

When to use: Buyer scammed you and Vinted refunded them / paid for an item that never arrived / received a counterfeit / wrongly accused of selling counterfeit.
File at Report Fraud →
KEYWORD FOR POLICE LINKING: Vinted Buyer Scam – Automated Refund Fraud

What Happened:
A fraudulent buyer exploited Vinted's automated refund system to steal my item. Vinted's bots closed the case, letting the buyer keep the item and get a full refund. Vinted has failed to substantively respond to my complaint. Please issue a legal data-disclosure notice to Vinted to obtain the buyer's real name, address and bank details.

My Specific Details:
- My Vinted username: [INSERT YOURS]
- Buyer's Vinted username: [INSERT THEIRS]
- Order ID and tracking: [INSERT]
- Item sold and value: [DESCRIBE]
- Date of sale: [DATE]
- Date Vinted refunded the buyer: [DATE]
- Total loss: [AMOUNT]

Supporting evidence available:
- Screenshots of the listing, the buyer's messages and the Vinted refund decision.
- Delivery proof or courier collection log.
- All correspondence with Vinted support.

3. Citizens Advice / Trading Standards complaint

Citizens Advice logs the complaint on the national consumer database and refers to the correct current Trading Standards office (moved in April 2026 — consumers cannot contact TS directly any more).

When to use: Any Vinted issue where you want the pattern on the regulator's record: bad customer service, unclear terms, banned with no explanation, Buyer Protection refused.
To: Citizens Advice (via referrals.citizensadvice.org.uk or 0808 223 1133)
Subject: Consumer complaint about Vinted – request onward referral to Trading Standards

I am a UK consumer with a complaint about Vinted (Vinted Platform Limited, 5 New Street Square, London EC4A 3TW).

WHAT HAPPENED
[BRIEFLY DESCRIBE, 3-5 SENTENCES: the ban / dispute / refused refund, dates, amounts, what Vinted said or did not say.]

MY VINTED ACCOUNT DETAILS
- Username: [YOUR USERNAME]
- Email on the account: [YOUR EMAIL]

THE UK CONSUMER LAWS ARGUABLY BREACHED
- Consumer Rights Act 2015, Sections 62 and 68 (transparent, plain and intelligible terms).
- Digital Markets, Competition and Consumers Act 2024, Part 4 (misleading practices).
- Digital Markets, Competition and Consumers Act 2024 (fair enforcement duties on online platforms).
- UK GDPR Article 22 (automated decision-making without meaningful human review), if applicable to my case.

I have already:
- [Contacted Vinted in-app / by email — date and outcome]
- [Submitted a Subject Access Request on [DATE] — response received / no response]

Please log this complaint and refer it to the current Trading Standards office that handles Vinted. Please give me a case reference number.

Yours faithfully,
[YOUR NAME]
[YOUR EMAIL]
[DATE]

4. Card issuer chargeback / Section 75, then Financial Ombudsman

Fastest way to get your money back if Vinted refuses. Card issuer first, Financial Ombudsman if they refuse or ignore you for 8 weeks.

When to use: Any Vinted refund that has been refused, delayed or ignored where you paid by card. Also covers Vinted Pay Limited (FCA firm ref 1037693) directly with the FOS since March 2026.
STAGE 1 — TO YOUR CARD ISSUER
Subject: Section 75 claim (credit card) / Chargeback (debit card) – disputed Vinted transaction

Dear [CARD ISSUER],

I am claiming under [Section 75 Consumer Credit Act 1974 (credit card) / the card scheme chargeback rules (debit card)] for a disputed transaction with Vinted (Vinted Platform Limited).

Transaction details:
- Date: [DATE]
- Amount: [AMOUNT]
- Card ending: [LAST 4 DIGITS]
- Merchant reference: [FROM STATEMENT]

Grounds: [Item not received / significantly not as described / counterfeit / service not provided (Vinted refused Buyer Protection despite fee paid)].

I have already tried to resolve directly with Vinted. Attached: my correspondence, screenshots, order details.

Please treat this as a formal Section 75 / chargeback claim and provide a substantive response within 8 weeks. If refused I will escalate to the Financial Ombudsman.

[YOUR NAME]
[YOUR ACCOUNT NUMBER]
[DATE]


STAGE 2 — FINANCIAL OMBUDSMAN (only after card issuer has refused or 8 weeks have passed)
File at complaintsubmission.financial-ombudsman.org.uk. Attach: original Section 75 letter, card issuer's response, all Vinted correspondence, order details. Free, binding, up to £455,000. FOS also covers Vinted Pay Limited directly (FCA firm ref 1037693) if the payment sat with them.

7. Demand a human review of an automated decision

Under Article 22 UK GDPR you can ask for a person to review a decision made by a computer, such as a ban or a counterfeit flag. Send it after the SAR reply, or straight away if Vinted's message says the decision was automated.

When to use: Your account was banned or restricted, or a listing was flagged, and Vinted's reply suggests no person checked it.
To: legal@vinted.co.uk
Cc: privacysupport.vintedventures@vinted.com
Subject: Request for human review of automated decision (UK GDPR Article 22(3))

Dear Vinted Legal Team,

On [DATE] my account [USERNAME] was [banned / restricted / flagged]. Your message said the decision was [QUOTE THE EXACT WORDING, e.g. "detected automatically"].

Under Article 22(3) UK GDPR, I ask you to:
1. Have a suitably trained member of staff review the decision.
2. Give me the reasons for it and the information you relied on.
3. Consider my response, set out below.
4. Confirm in writing whether a person reviewed the decision before it was made, and who.

MY RESPONSE
[YOUR EXPLANATION, WITH DATES AND ANY EVIDENCE]

Please reply within one calendar month. If the decision is not reviewed, I will complain to the Information Commissioner's Office.

Yours faithfully,
[YOUR FULL NAME]
[USERNAME]
[TODAY'S DATE]

8. Formal complaint to Vinted Pay Limited (money stuck in your wallet)

Vinted Pay Limited holds UK wallet balances and is authorised by the Financial Conduct Authority (firm reference 1037693). Complain to it in writing first. The Financial Ombudsman will only look at the case once you have done this and had a final response, or waited eight weeks.

Send it to: the complaint form at vintedpay.com/uk/complaints-rules, or email legal@vintedpay.co.uk, or post to Complaints Officer, 25 Worship Street, London, EC2A 2DX.
To: Complaints Officer, Vinted Pay Limited
Subject: Formal complaint: wallet balance held (Vinted Pay Limited, firm reference 1037693)

I am a UK customer. My Vinted wallet balance of £[AMOUNT] has been [frozen / held / not paid out] since [DATE], when my account was [restricted / banned] on [DATE].

I raised this with Vinted and have not had a satisfactory outcome. [Summarise what you asked for and what Vinted said.]

Please treat this as a formal complaint under your complaints procedure, and send me a final response letter. I ask you to:
1. Release the balance of £[AMOUNT] to my registered bank account, or explain in writing the specific legal basis for holding it.
2. Confirm the date the funds will be released.
3. Confirm in writing when I will receive the final response letter.

If I do not receive a final response within eight weeks of this letter, or I am not satisfied with your response, I will refer this complaint to the Financial Ombudsman Service.

Yours faithfully,
[YOUR FULL NAME]
[USERNAME]
[EMAIL]
[TODAY'S DATE]

9. ICO complaint (UK GDPR)

Complain to the Information Commissioner's Office if Vinted ignores your Subject Access Request, sends an incomplete reply, or will not explain an automated decision. The ICO is the UK regulator for UK GDPR. The Lithuanian VDAI supervises Vinted UAB under EU GDPR, so it is not the route for UK residents.

When to use: One calendar month has passed since your SAR, or Vinted's reply was incomplete or refused.
File at ico.org.uk (search "make a complaint") and paste the text below into the form.

Organisation: Vinted (check the company named as controller in Vinted's UK privacy policy)
Type of complaint: Subject access request and automated decision

On [DATE] I sent a Subject Access Request under Article 15 UK GDPR to privacysupport.vintedventures@vinted.com about my account [USERNAME]. My account was [banned / restricted] on [DATE].

[Vinted did not reply within one calendar month / Vinted's reply did not include (LIST WHAT WAS MISSING) / Vinted did not explain the logic of the automated decision, as required by Article 15(1)(h)].

I ask the ICO to investigate whether Vinted has complied with Articles 12, 15 and 22 UK GDPR, and to require Vinted to respond fully.

I attach my SAR, Vinted's reply (if any) and my follow-up request.

[YOUR FULL NAME]
[EMAIL]

Not legal advice. These templates quote UK consumer law and are written to put Vinted on formal notice. They are not a substitute for personal legal advice. For losses above £5,000 or complex cases, take proper legal advice; initial consultations are usually free.